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Crypto ATM laws in Minnesota: a guide for operators (2026)

Minnesota has banned crypto ATMs since August 1, 2026. Kiosks must be removed and customers paid out by December 31, 2026.

Kiosks banned · Last checked

Not legal advice. This is a research summary as of 2026-10-28, written for operators deciding where to look harder. Laws change, regulators read them differently, and a bill can move in a week. Confirm anything you act on with the regulator and a lawyer licensed in the state. If you spot an error, write to hello@bitcoinscouts.com and we'll fix it.

Licensing in Minnesota

Kiosks are banned since 2026-08-01 (Laws 2026, ch. 65). Money transmitters are licensed by the Department of Commerce under Minn. Stat. ch. 53B, Minnesota's Money Transmission Modernization Act (2023 c 57 art 3, effective 2023-08-01). Ch. 65 repealed the earlier kiosk rules in 53B.75, subds. 1-5.

Regulator: Minnesota Department of Commerce · License: Banned

Sources: Minn. Commerce: MTMA summary (Sept 2023) · Minn. Laws 2026, ch. 65 (PDF)

Minnesota's kiosk law

Minn. Stat. § 53B.751 (Laws 2026, ch. 65) · effective 2026-08-01. Kiosks are prohibited since August 1, 2026. Remove them and pay out customers by December 31, 2026.

  • Since August 1, 2026, no one may install, operate or maintain a kiosk in Minnesota.
  • By December 31, 2026, remove kiosks from publicly visible or accessible locations.
  • By December 31, 2026, pay out money or virtual currency held for or owed to customers, unless you keep another lawful way for them to access their funds.

Sources: Minn. Laws 2026, ch. 65 (S.F. 3868)

Local rules

  • Before the ban, 'some cities' regulated or banned kiosks by ordinance; the League of Minnesota Cities says those local frameworks have been repealed or superseded by the statewide ban (cities not named).

Practical hurdles

  • Payouts to a customer-designated wallet must be completed within 30 days of the request and recorded on the blockchain, with proof retained (House New Laws summary).
  • Scam pressure context: FBI IC3 counted 222 crypto-kiosk complaints from this state in 2025 with $4,067,720 in adjusted losses (FBI notes losses may include non-kiosk transactions).

Sources: League of Minnesota Cities, 'When City Codes Meet Cryptocurrency Kiosks' (Jan-Feb 2026) (secondary)

What we couldn't confirm

  • Names of Minnesota cities that had kiosk ordinances before the ban.

Run machines in Minnesota? Put them on Bitcoin Scouts

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