Crypto ATM laws in Indiana: a guide for operators (2026)

Licensing in Indiana

Kiosks are banned (HEA 1116, Public Law 143-2026). Money transmitters are otherwise licensed by DFI under Indiana's Money Transmission Modernization Act, IC 28-8-4.1 (SEA 458, 2023, effective 2024-01-01); surety bond is the greater of $300,000 or average daily liability, up to $500,000.

Regulator: Indiana Department of Financial Institutions; ban enforced by the Attorney General · License: Banned

Sources: IGA: HB 1116 (2026) bill page · Indiana SEA 458 (2023), MTMA · IC 28-8-4.1-1002 surety bond (Justia) (secondary)

Indiana's kiosk law

IC 28-8-7 (HEA 1116, 2026) · effective 2026-03-09. Kiosks are prohibited in Indiana, effective on passage (signed March 9, 2026).

• "A person may not operate a virtual currency kiosk in Indiana."
• A violation is a deceptive act enforced by the Attorney General. For knowing violations a court may order forfeiture of charges collected and of the kiosks; a premises owner who knowingly allowed it can be liable too.

Sources: Indiana HEA 1116 (2026), enrolled act

Also in the law, and recent changes

• The act is Public Law 143 of 2026; signed 2026-03-09 (Governor's bill watch). The AG may also sue the premises owner who knowingly or intentionally permitted a violation.

Sources: IGA: HB 1116 (2026) · Governor Braun: 2026 Bill Watch

Practical hurdles

• Host stores face liability too: the AG can act against a premises owner who knowingly allowed a kiosk.
• Scam pressure context: FBI IC3 counted 242 crypto-kiosk complaints from this state in 2025 with $6,114,195 in adjusted losses (FBI notes losses may include non-kiosk transactions).

What we couldn't confirm

• Any AG enforcement under the ban since 2026-03-09: none found.